Safety · 6 min read

Can a tow truck refuse to take my car in Memphis?

Yes, but only in specific situations under Tennessee law and Memphis's own Wrecker Rules. Here's when an operator can refuse, and your rights across the metro.

What you'll learn

  • The legitimate reasons a Memphis tow operator can refuse a job
  • Why your choice of towing company is supposed to be honored, and when MPD can override it
  • What Tennessee's Title 55 Chapter 16 and Memphis's Wrecker Rules actually require
  • Your rights as the vehicle owner if you are refused
  • What changes if the breakdown happens across the state line in Mississippi or Arkansas

Step by step

  1. Reason 1 - Vehicle weight or size exceeds the truck's rated capacity (e.g., a standard wheel-lift truck for a loaded box truck or bus that needs a CDL-rated heavy-duty rig).
  2. Reason 2 - Vehicle is unsafe to tow (hazardous fluid leak, fire risk, structural collapse).
  3. Reason 3 - Driver cannot verify ownership (no registration, suspected stolen vehicle).
  4. Reason 4 - Location is unsafe for the operator (active hostile environment, no safe pull-off, an active work zone).
  5. Reason 5 - Operator does not service that area or that vehicle type (e.g., EV refusal from a non-flatbed-equipped operator).
  6. When an operator is expected to take it: your own choice of company on a police scene (Memphis's Wrecker Rules say your preference is honored unless MPD determines otherwise), and your insurance or motor club dispatch on the operator they sent.
Safety note

If a tow operator refuses your call and you are stranded in an unsafe spot, call 911. TDOT HELP patrols I-40 east of Memphis (Mississippi River to Exit 25, including both river crossings), I-55 south of Memphis, the full I-240 loop, and SR-385/Bill Morris Parkway, daily from 6 a.m. to 8:30 p.m., but it's not a call-out service - it only helps if it's already patrolling nearby. HELP can move your vehicle out of the travel lane and help with a jump, fuel, or a flat tire; it doesn't tow the vehicle away itself.

The short answer

Yes, a Memphis tow operator can refuse to take your vehicle, but only in specific situations, not because they don't feel like making the trip, because you're not paying enough, or because they prefer another customer waiting in queue. If an operator refuses your call and the refusal doesn't fit one of the legitimate reasons below, you have recourse.

The legitimate reasons a Memphis tow operator can refuse

  1. The vehicle exceeds the truck's safe rating. A standard wheel-lift rig cannot safely tow a loaded box truck, bus, or heavy commercial vehicle, and Memphis sees real heavy-duty volume off Lamar Ave and the airport and logistics district. Any tow truck rated 26,001 pounds or more requires a driver holding a commercial driver's license (CDL). The operator should dispatch the right equipment or refer you to a heavy-duty operator.
  2. The vehicle is unsafe to tow. Active fluid leak (gasoline, brake fluid, hydraulic), structural collapse, fire risk, hazardous cargo. Operators are not required to tow vehicles that pose a safety risk to the operator, other drivers, or property.
  3. Ownership cannot be verified. If you cannot produce a driver's license, registration, or other proof that you have authority to move the vehicle, the operator can refuse. This matters most for vehicles flagged as possibly stolen or vehicles being moved without the owner's consent, and every stolen-and-recovered vehicle in the city processes through the same MPD Vehicle Storage Lot (see below).
  4. The location is unsafe for the operator. An active hostile environment, no safe pull-off, an unstable shoulder (the Hernando de Soto Bridge and the Memphis & Arkansas Bridge both have narrow or no real shoulder to work from), or a construction zone with no operator access. The operator may refuse pending the location being made safe.
  5. The operator does not service that vehicle type or that area. An operator without flatbed equipment may legitimately refuse an AWD or EV call, and an operator without Mississippi or Arkansas standing may need to hand a cross-border call to a partner. They are expected to tell you so you can call another operator.

When an operator is expected to take the job

  • Your own choice of towing company. Memphis's Wrecker Rules and Regulations, the city's governing document for any company on MPD's Wrecker Rotation, state that a vehicle owner's choice of towing company is supposed to be honored. MPD only overrides it if the requested company isn't permitted, can't respond in a reasonable time, or the vehicle is judged an immediate traffic hazard, and all three of those calls belong to MPD, not the operator on scene.
  • Police-directed scenes where you have no preference. When a driver has no preferred company, MPD dispatches off the Wrecker Rotation list. Any company on that list has committed to arriving within 30 minutes or dropping to the bottom of the rotation, so a slow or no-show response from a rotation company is itself a reportable problem (see Reporting a problem below).
  • Your insurance or motor club dispatching them to you. If your insurer or a motor club has dispatched a specific operator to your location, that operator is contractually bound to the club, not just to you. Refusal triggers contract penalties.

Tennessee and Memphis rules that matter here

Private property towing (Tenn. Code Ann. § 55-16-112)

Tennessee requires a garagekeeper or towing firm to get express written authorization before towing or storing a vehicle, from one of three sources: a law-enforcement officer with jurisdiction, the vehicle owner, or the property owner or authorized agent. That authorization has to name who's authorizing the tow, plus the vehicle's year, make, model, color, reason for the tow, plate number if there is one, and VIN if it can be determined. Towing without it is a Class C misdemeanor, on top of any other penalty. Licensed new or used vehicle dealers are the one exemption. Separately, § 55-16-111 sets a baseline waiting period: a vehicle generally can't be non-consent towed until 12 hours have passed since it was first observed immobile or unattended, unless it's a hazard, blocking access, or illegally parked, any of which allow an immediate tow.

Memphis's Wrecker Rotation and the 30-minute standard

Any company running wrecker service inside Memphis city limits needs approval from the Memphis Transportation Commission, which meets the first Thursday of every month, plus separate approval from MPD to sit on the Wrecker Rotation list. Rotation companies must carry substantial insurance, including a minimum $1 million combined single limit on auto liability, and name the City of Memphis as an additional insured. An emergency wrecker on rotation has to arrive within 30 minutes of dispatch or it drops to the bottom of the list, and five missed calls in a 30-day span triggers an investigation.

Storage, fees, and the overcharging penalty

Under the city's Wrecker Rules, storage charges only start accruing 24 hours after a vehicle is impounded, and they stop the moment you contact the towing company to arrange pickup, if the company genuinely can't accommodate that. Hourly billing is restricted to Class B and C nonconsensual emergency wreckers that are actively in use or that a law enforcement officer has ordered to wait. A company found guilty of overcharging has to either reimburse everything you paid or release the vehicle at no charge. One honest gap worth knowing: the city's Wrecker Rules repeatedly reference that companies must charge according to "the fees and schedule of charges prescribed," but the actual dollar rate schedule for on-scene towing has never turned up published anywhere the city makes public. There's no ceiling number to quote here the way some states publish one - ask any operator for their flat rate in writing before the truck rolls, and ask to see the posted fee list at the yard, which the rules do require the company to keep.

Crossing the state line: Mississippi and Arkansas run different rules

A breakdown in Southaven, Horn Lake, Olive Branch, or Hernando falls under Mississippi law, not Tennessee's - private-property towing there runs through Miss. Code § 63-3-915, which allows a tow only when authorized by the vehicle owner, a lienholder, the property owner, or another legal authority. A breakdown in West Memphis or Marion, Arkansas falls under Arkansas law - nonconsensual towing runs through Ark. Code § 27-50-1101, and Arkansas is the one state of the three that actually licenses towing companies at the state level, through the Arkansas Towing and Recovery Board. Neither Tennessee nor Mississippi has an equivalent statewide towing-licensure body. If your car is towed on the Mississippi or Arkansas side, don't assume Tennessee's rules, timelines, or fee framing apply - they don't.

Your rights as the vehicle owner

  • Right to have your choice of towing company honored unless MPD determines the company isn't permitted, can't respond in time, or the vehicle is an immediate hazard.
  • Right to written authorization on file before any private-property tow, and the right to see it.
  • Right to insist on flatbed for EVs, AWD, lowered, or damaged vehicles. The operator is responsible for using a method that won't damage your vehicle.
  • Right to a full reimbursement or a free release if a company is found to have overcharged you.
  • Right to file a written complaint with the city's Permits Administrator or Wrecker Coordinator if a company breaks any of the above.

What to do if an operator wrongfully refuses you

  1. Document the refusal. Get the operator's name, company, truck plate, time, and stated reason.
  2. Call another operator right away. Quick Tow Memphis or another reputable operator will dispatch.
  3. If you're stranded somewhere unsafe, call 911. TDOT HELP is not a call-out service - it patrols I-40 east of Memphis, I-55 south of Memphis, the I-240 loop, and SR-385/Bill Morris Parkway on a set daily schedule, 6 a.m. to 8:30 p.m. If HELP happens to already be nearby, it can move your vehicle out of the travel lane and help with a jump, fuel, or a flat tire, but you can't request it the way you request a private tow, and it doesn't tow vehicles away.
  4. Report the operator if the refusal or the pricing looks predatory: Memphis's Permits Administrator or Wrecker Coordinator at (901) 636-6735 or permits@memphistn.gov, or MPD's Vehicle Storage line at (901) 636-8200 for anything involving an already-impounded vehicle.

Memphis-metro patterns we see

  • Bridge refusals. A driver stuck mid-span on the Hernando de Soto Bridge or the Memphis & Arkansas Bridge sometimes gets told to wait by an operator uneasy about working with no shoulder next to live truck traffic. That's a legitimate safety call, not a brush-off, though the response should still come with a clear timeline and, if needed, a referral.
  • Out-of-state and rental-vehicle refusals. A driver in a rental car near Memphis International, or someone hundreds of miles from home broken down on I-40, sometimes gets refused because the operator can't verify rental paperwork or an unfamiliar out-of-state registration on the spot. Pull up the rental agreement or registration on your phone before you call - it usually resolves this fast.
  • EV refusals. A wheel-lift-only operator should refuse rather than wheel-lift an EV. That's the correct call, and they're expected to refer you to a flatbed operator. Quick Tow Memphis takes these calls.
  • Heavy-duty cascades on Lamar Ave and at the West Memphis interchange. A freight vehicle breaks down on Lamar Ave/US-78 or right where I-40 and I-55 cross the river at West Memphis, and a standard wheel-lift operator arrives, then refuses. Correct - they shouldn't tow what they can't handle - but they should refer you to a heavy-duty operator rather than just leaving.
  • Overnight FedEx-shift and ice-storm surges. Around the FedEx Superhub's overnight sort window, calls run at hours a residential-focused competitor isn't staffed for. When a hard freeze or ice advisory hits, every operator in the metro gets slammed with dead-battery and slide-out calls at once, especially near the two river bridges. Call early once the forecast turns.

When Quick Tow Memphis has refused calls (and why)

We've refused calls when: (1) The vehicle had an active fuel leak that another operator on scene was already addressing. (2) The location was inside an active police perimeter and we couldn't get clearance. (3) The caller couldn't produce ID or registration and the vehicle looked like a possible recovered-stolen situation. (4) The vehicle was over our gross weight rating - we dispatched a heavy-duty partner instead. Every refusal comes with a clear explanation and, where we can, a referral.

Reporting a problem - useful contacts

  • City of Memphis Permits Administrator / Wrecker Coordinator - (901) 636-6735, permits@memphistn.gov, for complaints about an unauthorized tow, an excessive rate, or a rotation company that missed the 30-minute standard.
  • MPD Vehicle Storage Lot - 465 Klinke Avenue, (901) 636-8200, open 24/7, confirms whether and where a police-directed tow landed your vehicle.
  • Southaven Police Department (DeSoto County, MS) - (662) 393-8652, non-emergency, Monday-Friday 8 a.m.-5 p.m., for towing questions on the Mississippi side.
  • TDOT HELP - free, scheduled roadside help on I-40, I-55, I-240, and SR-385 in the Memphis area; not a call-out service.
  • TDOT SmartWay - smartway.tn.gov, Tennessee's real-time traffic and incident system, also reachable through 511.

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